Finance for your purchase
When it comes to financing your dream hot tub, hottubhome is well-equipped to provide you with the best possible deal. If you don't want to pay in full, a tailored finance plan can make your purchase achievable by breaking down the cost into manageable chunks. You can choose to finance your purchase over a period of up to 3 years, with only a 10% deposit required upfront
Indulge in the luxury of 0% APR financing at hottubhome. Experience the ease of spreading your payments over flexible terms:
0% APR is available over 12, 24, and 36-month terms on all new hot tubs, with a minumum loan amount of £3000.
Applying for financing with hottubhome is a breeze! Enjoy a hassle-free process with our easy online application. We've designed it to be simple and efficient, ensuring that you can embark on your hot tub ownership journey with convenience and peace of mind.
INTEREST FREE MONTHLY REPAYMENTS
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Before You Apply
You will need:
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Your address history for the last three years
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Details of your gross annual household income
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Your bank account number and sort code
In order to check that you meet the credit criteria, a full credit check is completed which will leave a "footprint" on your credit profile. This happens as soon as you submit your application therefore it is important you take the time to apply using the correct information. If you need any help with your application, you can speak to one of our friendly advisers on 01158223900.
If you are not accepted for finance by our credit provider, our friendly team are committed to finding you alternative solutions that may be a better fit for you.
In order to offer you a variety of financing options for your purchases, we may share certain information about you with third-party lenders, such as Novuna Personal Finance. This information may include:
- Personal Information: Your name, address, contact information (phone number and email address), and date of birth.
- Financial Information: Your income, employment information, and credit history.
- Transaction Information: Details about your purchase from our company, including the amount financed.
We will only share this information with lenders who have agreed to comply with strict data security standards and privacy practices. We will also obtain your consent before sharing your information with any third-party lenders.
Your Choices:
You have the right to choose whether or not to apply for financing through a third-party lender. If you do not wish to share your information with a lender, you can choose to pay for your purchase in full at the time of checkout.
Security:
We take steps to ensure that your information is transferred securely to third-party lenders. However, we cannot be held responsible for the privacy practices of third-party lenders. We encourage you to review the
privacy policies of any lender before submitting your information.
Your Rights:
You may have certain rights regarding your information that is shared with third-party lenders. For more information on your rights, please contact the third-party lender directly.
How Credit Reference Agencies Work:
Credit reference agencies compile and maintain comprehensive databases on individuals and businesses. This information is sourced from various public and private entities, including courts, electoral rolls, lenders, utility companies, and telecom providers.
These databases are used by lenders, insurers, landlords, and other organisations for a variety of purposes, such as:
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Assessing creditworthiness and financial capability
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Preventing and detecting fraud and money laundering
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Verifying identity
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Tracing individuals
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Determining insurance premiums
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Evaluating job or tenancy suitability
Each time an organisation accesses a credit report, a record of the search is created, known as a search footprint. This happens as soon as an application is submitted and therefore, it is important that the correct
information is applied.
Beyond credit checks, credit reference agencies also utilise consumer data for:
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Marketing: Tailoring advertising campaigns and identifying potential customers.
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Analytics and Profiling: Developing tools to assess credit risk and understand consumer behavior.
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It's important to note that credit information can vary between different credit reference agencies as not all lenders provide data to all agencies.
Individuals have the right to access, correct, or challenge the information held about them by credit reference agencies.
Start your interest free purchase now